2. Elevance Health (formerly Anthem) (USA)

Previously known as Anthem, Elevance Health is one of the largest health insurers in the United States. It serves tens of millions of members through its Blue Cross and Blue Shield affiliates and a variety of state-specific plans.

Strengths: Comprehensive coverage across multiple states; affordable plan options for low- and middle-income groups; preventive care and wellness initiatives designed to improve long-term health outcomes.

Elevance Health is recognized for balancing affordability with quality coverage, making it a popular domestic option for American families and employers.

3. Ping An Insurance (China)

Ping An is China’s largest insurer and a global player in financial and healthcare services. It has rapidly invested in digital health and artificial intelligence to expand both reach and capabilities.

Strengths: Advanced integration of AI and digital health platforms; broad coverage for individuals and corporate clients; competitive pricing targeted at large and developing markets.

Ping An’s technological edge and massive domestic base give it an influential role in shaping health insurance trends across Asia and beyond.

4. Aetna (CVS Health) (USA)

Aetna, now part of CVS Health, is a longstanding name in health insurance, offering plans that span domestic and international markets. The integration with CVS provides strong pharmacy benefit management and expanded care pathways for members.

Strengths: Global plan options and international assistance; deep pharmacy integration via CVS; strong corporate and employer-focused solutions.

The Aetna–CVS combination provides a near‑end‑to‑end healthcare experience from insurance to prescriptions, which is attractive to many consumers and employers.

5. Cigna (USA)

Cigna is a global health services company operating in dozens of countries and serving millions worldwide. It’s especially known for international health plans and expatriate coverage.

Strengths: Extensive global network and expertise in expat/international plans; emphasis on preventive care and comprehensive benefits including dental, vision, and mental health; robust customer support for multinational clients.

Cigna’s international focus makes it a top choice for globally mobile individuals and multinational corporations seeking consistent coverage across borders.

6. Allianz Care (Germany)

Allianz is a major multinational financial services company based in Germany. Through Allianz Care and related divisions, it provides international health insurance solutions for individuals, families, and businesses.

Strengths: Strong international reputation and financial backing; tailored plans for travelers and expatriates; multilingual customer service and extensive hospital networks worldwide.

Allianz is often selected by travelers, expats, and corporates who value reliable global support and flexible plan options.

7. Bupa (United Kingdom)

Bupa (British United Provident Association) is unique in that it not only sells insurance but also owns and operates healthcare facilities such as hospitals and clinics. This vertical integration offers members direct access to care within the Bupa network.

Strengths: Global footprint spanning many countries; ownership of healthcare facilities giving easier access to services; strong emphasis on preventive care and chronic disease management.

Bupa’s combined role as insurer and provider positions it well for customers who prefer integrated care pathways and hands-on service delivery.

8. AXA Health (France)

AXA is a leading global insurer headquartered in Paris, with a strong health insurance division serving corporate and individual clients. AXA Health specializes in flexible plans and value-added benefits.

Strengths: Wide international presence and trusted brand; flexible policies with optional add-ons; solid customer service and extensive provider networks.

AXA is often chosen by international travelers and businesses seeking trusted, continent‑spanning health coverage.

9. Humana (USA)

Humana is a major U.S. health insurer that has built a strong reputation in Medicare Advantage plans and services tailored for seniors. It combines insurance products with wellness and disease management programs.

Strengths: Market leadership in Medicare Advantage; products and services designed for aging populations; emphasis on preventive and chronic‑care programs.

For retirees and seniors, Humana is a prominent option due to its targeted programs and broad Medicare-related expertise.

10. Zurich Insurance Group (Switzerland)

Zurich is a well-established Swiss insurer offering a wide range of health, life, and general insurance services. It serves individuals and corporates with international coverage options.

Strengths: Financial strength and global reach; flexible international health plans; trusted brand among corporates and individuals seeking worldwide protection.

Zurich is particularly popular with companies and high‑net‑worth individuals who require reliable cross-border health solutions.

Why These Companies Lead the World

The companies featured here share several common strengths: global reach and international plan options; financial stability that reassures customers; investment in technology such as telemedicine, digital records, and AI; and comprehensive coverages that include preventive care, mental health, and specialist treatments. Together, these qualities help them deliver dependable and modern healthcare solutions to diverse populations.

Final Thoughts

Choosing the right health insurer depends on your location, budget, and personal healthcare needs. These ten companies offer a range of options from local and regional experts to global insurers with international plans. Whether you are an individual traveler, an expatriate, a family, or a multinational employer, these providers are among the most reliable choices worldwide.

Health insurance is more than a policy—it’s peace of mind. Evaluate benefits, provider networks, exclusions, and customer service before deciding, and choose the plan that best aligns with your healthcare priorities.